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LegalZoom vs. a Real Estate Plan: What $200 Can Cost Your Family

December 15, 2025·9 min read·By Legacy Dad

We get it. LegalZoom is tempting. $89 for a will? $249 for a trust? It feels responsible and affordable. You're checking a box. You're doing the right thing.

Except here's the problem: what you're getting isn't a plan. It's a template. And the difference between a template and a plan is the difference between a map and a GPS. One shows you roads; the other actually gets you there.

What LegalZoom Can't Do

Let's be fair — LegalZoom and similar online services have made basic legal documents more accessible. That's genuinely positive. But for estate planning, “accessible” and “effective” aren't the same thing.

Online Templates

  • Generic documents, not customized to Texas law
  • No trust funding (the #1 reason trusts fail)
  • No beneficiary designation review
  • No Kids Protection Plan available
  • No ongoing reviews or updates
  • No human to answer your questions
  • $200-300 upfront, $14K+ in probate when it fails

Legacy Dad Plan

  • Custom-drafted for Texas law and your specific situation
  • Trust funded — every asset inventoried and properly titled
  • All beneficiary designations reviewed and aligned
  • Kids Protection Plan with immediate guardian authority
  • Regular reviews as your life changes (new baby, new home, etc.)
  • A real attorney who knows your family — for life
  • Flat fee with payment plans available — saves $10K+ vs probate

The Real Cost of “Cheap”

The average cost of probate in Texas ranges from $5,000 to $14,000+, not counting the emotional toll on your family. That's what happens when a $200 online will doesn't account for beneficiary designations, unfunded trusts, or Texas-specific requirements.

A proper estate plan isn't an expense — it's insurance against a much bigger expense. And unlike LegalZoom, it actually works when your family needs it.

The bottom line:

LegalZoom is fine for forming an LLC. It's not fine for protecting your children. The stakes are too high for a template.

Get a Real Plan. Not a Template.

Your free planning session shows you exactly what your family needs — and what it would cost if you don't act.

Book Free Planning Session